Loss of Profits (Loss of Revenue )
Has your business had to shut down due to an accident? We claim compensation for business interruption and loss of earnings.
Learn moreWe claim your loss-of-profit compensation with method and experience
When a loss forces a total or partial shutdown of activity, the damage does not end with the repair of the premises or machinery. If the insurer applies coverage limitations, reduces compensable periods, or undervalues the loss of profit, MataSeguros helps you claim the compensation you are truly entitled to.
Determining the real impact on the business
‘Loss of profits’ conditions in the policy
Review of rejected claims to determine whether the denial of loss of profit or business interruption is based on a disputable interpretation of the policy.
Preparation of evidence (invoices, POS, books)
Calculation of lost income and preparation of supporting evidence (POS/TPV records, accounting books, invoicing, fixed costs, payroll, rent, etc.).
Casos Frecuentes
TEMPORARY BUSINESS CLOSURE
Ver caso detalladoLIMITED APPLICATION OF LOSS OF PROFIT
Reduction of loss-of-profit compensation by applying deductibles or limitations that do not cover the actual loss of profit.Ver caso detalladoWHEN THEY REQUEST DOCUMENTATION YOU DO NOT HAVE
The insurer requests accounting documentation that does not match the actual way taxes are filed, which sometimes leads the loss adjuster to reject the information as it has been presented.CASE CLOSED TOO EARLY
The insurer closes the claim without analyzing the true extent of the damage or properly reviewing the policy clauses.BUSINESS UNUSABILITY
The business cannot be used or is operating only partially, but the insurer does not recognize this situation and does not pay for a replacement premises.DELAYS IN REOPENING ATTRIBUTABLE TO THE LOSS
Theoretical calculations for reopening at the start of the incident that are never adjusted when the business actually reopens, or limitations based on theoretical rather than actual timeframes.
Preguntas Frecuentes
Yes, in many cases it is possible to claim both uninhabitability and loss of profit within the same loss, provided that the policy includes both coverages and the requirements for each are met. Uninhabitability usually covers additional expenses arising from the impossibility of using the property (such as renting an alternative premises or accommodation), while loss of profit compensates for the income not earned due to the interruption or reduction of activity. They are different concepts and are not mutually exclusive, but they must be properly justified, quantified separately, and aligned with the policy terms to avoid overlaps or improper reductions by the insurer.