Car accidents
Have you been involved in a traffic accident? We can help you claim compensation for material damage and personal injury, even if the insurance company puts up obstacles.
Learn moreWe defend your car accident compensation with rigor and proven experience
Whether you consider the compensation for your vehicle’s value to be unfair or you disagree with the assessment of your personal injuries, the MataSeguros team is here to help you with a wide range of solutions to review, claim, and maximize what you are entitled to.
We analyze whether the compensation offered after the accident truly reflects the damage suffered (material and personal). We pursue a claim when the payment is insufficient.
Vehicle, damaged objects and related expenses
Injuries, days off work, after-effects and rehabilitation
When your compensation is rejected or reduced
If no agreement is reached, we will consider legal action
Casos Frecuentes
INSUFFICIENT COMPENSATION
The amount offered does not reflect the damage, the permanent injuries, or the severity of the accident.
REJECTION OF MEDICAL EXPENSES
The insurer rejects rehabilitation costs, treatments, or medical tests, alleging limits, exclusions, or disputable medical criteria.ERRORS IN THE ASSESSMENT OF PERMANENT INJURIES
Permanent injuries may be assessed too early or without taking the actual medical evolution into account, reducing the final compensation.Ver caso detalladoREPAIR VS. TOTAL LOSS
When repairing the car costs almost as much as its value, the insurer usually declares it a total loss. The problem arises when the amount offered is not enough to purchase a similar vehicle to the previous one.I HAVE A CLASSIC OR SPECIAL VEHICLE
GANVAM tables do not always reflect the value of classic or modified vehicles, which is why an expert appraisal can help properly represent that value.Ver caso detalladoCAMPERIZED VEHICLE
The compensation does not clearly reflect the value of the camper conversion and/or the contents included inside the vehicle; the vehicle is assessed at its standard value without including the upgrades.Ver caso detallado
Preguntas Frecuentes
The valuation of a camperized vehicle should not be limited to its standard value according to general market tables. In addition to the base value of the car or van, the camper conversion, upgrades, and often the fixed contents installed in the vehicle (furniture, electrical systems, water, gas, insulation, etc.) must be taken into account. For an accurate valuation, it is essential to provide invoices, homologation or certification projects, photographs, technical or expert reports, and any documentation that proves the actual cost and condition of the camper conversion. A specialized appraisal helps reflect the vehicle’s true value and avoid undervalued compensation.
Not necessarily. Compensation for material damage to the vehicle and compensation for personal injuries are different and independent concepts, even though they arise from the same accident. The vehicle assessment is based on repair costs, market value, or replacement value, while personal injuries are calculated according to medical and legal criteria (days off work, permanent injuries, damages, medical expenses, etc.). Therefore, accepting compensation for the vehicle does not mean giving up the right to claim for personal injuries, and vice versa. Each aspect should be analyzed and claimed separately to ensure proper compensation.
In most traffic accidents, hiring a specialized independent loss adjuster is more effective and faster than suing the insurer directly. Claims for medical expenses, rehabilitation, permanent injuries, or bodily harm often fail not due to lack of entitlement, but because of premature medical assessments, restrictive criteria, or poorly presented documentation.
Suing involves long timeframes, higher costs, and an uncertain legal process. In contrast, an independent appraisal makes it possible to analyze the accident, the real medical evolution, and the related expenses, correct errors in the insurer’s assessment, and submit a claim based on solid technical and medical grounds before going to court.