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Solar panels and insurance: coverage, exclusions and common problems
The installation of solar panels in homes and businesses has grown rapidly in Spain over recent years. Public subsidies, rising energy costs and the s...
1/6/2026
Is It Worth Claiming Against Your Insurance? How to Know Before You Lose Time (and Money)
After a loss, many people ask themselves the same question: > “Is it really worth claiming… or am I just wasting my time?” It’s a fair doubt. When a...
1/3/2026
Pre-existing damage and lack of maintenance: the insurer’s most common excuse to avoid payment (and how to dismantle it)
When an insurance company wants to close a claim without covering the actual cost of the loss, two phrases come up time and again: > “That damage was...
1/2/2026
Why insurance claims are denied (and when you can challenge the decision)
### Real cases: when an innocent sentence changes the entire claim In many insurance claims we review, the real problem is not the damage or the poli...
8/25/2025
Insurance claim denied: what to do next
Getting a “no” from your insurer when you need it most can be frustrating and disheartening. After paying your premiums for years, you expect your ins...
4/21/2025
What to do if your insurance claim is rejected
You report your claim, follow all the steps, and wait for your payment… only to receive a letter saying your claim has been denied. That same insurer ...
12/9/2024
My insurer won’t answer my calls — is everything lost?
Tell me if this sounds familiar: When you were signing your insurance policy, everything was smiles. Your broker told you that all the paperwork was ...
11/15/2024
Insurance claim denied: what to do when your insurer says no
## When your insurer says no In this case, there is no need to explain much: a picture is worth a thousand words. The title reflects the feeling of ...
10/23/2024
The one who doesn’t cry doesn’t get fed: why insisting the wrong way doesn’t improve an insurance claim
You may have heard this saying all your life: “The one who doesn’t cry doesn’t get fed.” It is a popular expression that still circulates because, to...
10/15/2024
3 Common Mistakes You Make When Filing an Insurance Claim
Nothing is more frustrating than paying your insurance policy month after month and discovering that, when a claim occurs, your insurer starts putting...
10/13/2024