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Why starting with a policyholder’s loss adjuster is often better than going to court
When an insurance company rejects a claim or offers compensation far below the real cost of repair, the most common reaction is to think that going to...
1/8/2026
What happens when the insurer’s loss adjuster and yours do not reach an agreement
One of the most common questions when someone decides to properly claim against their insurance company is this: “What if the loss adjusters don’t r...
1/8/2026
Multiple insurance policies for the same claim: why poor coordination reduces compensation
When a complex claim occurs, many people assume the problem is that the insurance does not cover the loss. In reality, the real issue is often that **...
1/1/2026
Policyholder’s loss adjuster: when it makes a real difference in an insurance claim
When a loss occurs, most people trust that the insurance company’s loss adjuster will correctly assess the damage. In many cases this is sufficient, b...
12/30/2025
GANVAM Tables: what they are, how they are used, and when they fail to reflect your car’s real value
GANVAM tables are commonly used as a reference for vehicle valuation after a claim. Insurers and loss adjusters rely on them daily, especially in tota...
6/27/2025
When and Why You Need an Advocate in Your Insurance Claim
Insurance claims can be a frustrating, exhausting process, especially when insurers drag their feet, give vague answers, or outright avoid responding....
5/16/2025
Why did the adjuster give a low estimate — and how to claim a fair settlement?
When you experience a loss, the last thing you need is to feel betrayed by the insurer you trusted. But there you are, reading the adjuster’s report, ...
5/7/2025
Camper conversion and vehicle insurance: why many compensations do not reflect the real value
## Campervan Conversions and Insurance: Why Many Claims Fall Far Short of the Vehicle's Real Value Campervan conversions have multiplied in recent ye...
4/10/2025
The Purple Room
## Cheap Turns Out Expensive You might say this phrase is wrong, an exaggeration, or something only people with lots of money would say. But let me s...
4/3/2025
The hidden costs of water damage – what your insurance might not cover
Imagine this: one day your house is full of water after a storm or a burst pipe. You clean everything, call the insurer, and an adjuster comes to chec...
3/5/2025
DANA events and the insurance compensation scheme: how to claim and avoid compensation errors
After a DANA or severe flooding event, many policyholders assume that compensation will be automatic. In reality, many claims are undervalued, closed ...
1/24/2025
Underinsurance and the proportional rule: why insurance pays less than expected
One of the most frustrating situations after a loss is discovering that, even though the insurer accepts coverage, the compensation is far lower than ...
1/21/2025
Common mistakes when dealing with an insurance adjuster
When a claim occurs and the insurance adjuster arrives, many policyholders focus on just one thing: “making sure they see the damage.” But there is so...
12/10/2024
What to do if your insurance claim is rejected
You report your claim, follow all the steps, and wait for your payment… only to receive a letter saying your claim has been denied. That same insurer ...
12/9/2024