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Why starting with a policyholder’s loss adjuster is often better than going to court
When an insurance company rejects a claim or offers compensation far below the real cost of repair, the most common reaction is to think that going to...
1/8/2026
Why most insurance claims are not legal problems, but technical ones
When an insurance company rejects a claim or offers a compensation far below the real cost of repair, the first reaction is often to think about lawye...
1/8/2026
What happens when the insurer’s loss adjuster and yours do not reach an agreement
One of the most common questions when someone decides to properly claim against their insurance company is this: “What if the loss adjusters don’t r...
1/8/2026
Is It Worth Claiming Against Your Insurance? How to Know Before You Lose Time (and Money)
After a loss, many people ask themselves the same question: > “Is it really worth claiming… or am I just wasting my time?” It’s a fair doubt. When a...
1/3/2026
Multiple insurance policies for the same claim: why poor coordination reduces compensation
When a complex claim occurs, many people assume the problem is that the insurance does not cover the loss. In reality, the real issue is often that **...
1/1/2026
Policyholder’s loss adjuster: when it makes a real difference in an insurance claim
When a loss occurs, most people trust that the insurance company’s loss adjuster will correctly assess the damage. In many cases this is sufficient, b...
12/30/2025
What happens if what is stated in your policy does not match the Land Registry?
You have a house. You insure it. You pay your policy every year. And, like many people, you think, ‘I'm covered.’ Until disaster strikes. And then y...
11/13/2025
Why insurance claims are denied (and when you can challenge the decision)
### Real cases: when an innocent sentence changes the entire claim In many insurance claims we review, the real problem is not the damage or the poli...
8/25/2025
# Capital Compensation in insurance: when it can make a real difference to your claim
### Introduction In many insurance claims, especially when the compensation offered is lower than expected, there is a technical concept that often go...
6/12/2025
When and Why You Need an Advocate in Your Insurance Claim
Insurance claims can be a frustrating, exhausting process, especially when insurers drag their feet, give vague answers, or outright avoid responding....
5/16/2025
When is it necessary to hire an expert for an insurance claim?
Suffering a loss is already stressful. But it gets worse when your insurer downplays the damage, offers a low settlement, or outright rejects your cla...
5/7/2025
Why did the adjuster give a low estimate — and how to claim a fair settlement?
When you experience a loss, the last thing you need is to feel betrayed by the insurer you trusted. But there you are, reading the adjuster’s report, ...
5/7/2025
The importance of documentation in insurance claims
When an incident occurs, time starts ticking — and stress can work against you. Between calls, repairs, and paperwork, many policyholders make mistake...
4/30/2025
Policyholder Rights — How to Enforce Your Claims
Taking out insurance gives you peace of mind. But that peace can quickly break when, after a loss, your insurer does not respond as expected. At that ...
4/24/2025
The Purple Room
## Cheap Turns Out Expensive You might say this phrase is wrong, an exaggeration, or something only people with lots of money would say. But let me s...
4/3/2025
Effective Solutions for Post-Fire Damage Mitigation: Ozone Machine & Dehumidifier
Experiencing a fire at home or in your business is something no one wants to go through. But when it happens, you’re left with a nightmare scene: smok...
12/16/2024
Common mistakes when dealing with an insurance adjuster
When a claim occurs and the insurance adjuster arrives, many policyholders focus on just one thing: “making sure they see the damage.” But there is so...
12/10/2024
Insurance claim denied: what to do when your insurer says no
## When your insurer says no In this case, there is no need to explain much: a picture is worth a thousand words. The title reflects the feeling of ...
10/23/2024
Cash theft and insurance: why many claims are rejected
Claiming against your insurance company usually doesn’t fail because you’re wrong, but because of avoidable mistakes in how the claim is presented. M...
10/4/2024