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Is It Worth Claiming Against Your Insurance? How to Know Before You Lose Time (and Money)
After a loss, many people ask themselves the same question: > “Is it really worth claiming… or am I just wasting my time?” It’s a fair doubt. When a...
1/3/2026
Multiple insurance policies for the same claim: why poor coordination reduces compensation
When a complex claim occurs, many people assume the problem is that the insurance does not cover the loss. In reality, the real issue is often that **...
1/1/2026
Policyholder’s loss adjuster: when it makes a real difference in an insurance claim
When a loss occurs, most people trust that the insurance company’s loss adjuster will correctly assess the damage. In many cases this is sufficient, b...
12/30/2025
Traffic accident: why insurers often undervalue injuries and vehicle damage
After a traffic accident, most people trust that their insurer will fairly assess both vehicle damage and personal injuries. However, in practice, man...
8/6/2025
GANVAM Tables: what they are, how they are used, and when they fail to reflect your car’s real value
GANVAM tables are commonly used as a reference for vehicle valuation after a claim. Insurers and loss adjusters rely on them daily, especially in tota...
6/27/2025
Second vehicle assessor: when it’s worth it (and when it’s not)
Not all cases require a second expert. But when the difference is significant, making a difference is possible. After the DANA storm, we've seen a r...
5/23/2025
Camper conversion and vehicle insurance: why many compensations do not reflect the real value
## Campervan Conversions and Insurance: Why Many Claims Fall Far Short of the Vehicle's Real Value Campervan conversions have multiplied in recent ye...
4/10/2025
The Purple Room
## Cheap Turns Out Expensive You might say this phrase is wrong, an exaggeration, or something only people with lots of money would say. But let me s...
4/3/2025
Damage to homes and businesses: How to claim when the insurer does not pay
What no one explains when an insurer values damage after a flood, storm or fire After a flood, fire or severe weather event, many people realise that...
3/12/2025
How to correctly calculate the reconstruction value of a home or business property
You buy a house, or open a business. You get insurance, choose an insured value… and that’s it. Or is it? Because very often, what you’ve insured is ...
2/3/2025
Underinsurance and the proportional rule: why insurance pays less than expected
One of the most frustrating situations after a loss is discovering that, even though the insurer accepts coverage, the compensation is far lower than ...
1/21/2025
Cash theft and insurance: why many claims are rejected
Claiming against your insurance company usually doesn’t fail because you’re wrong, but because of avoidable mistakes in how the claim is presented. M...
10/4/2024