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Natural disasters in Spain: how the insurance compensation consortium works
When a major natural disaster occurs — a DANA, an earthquake, or a volcanic eruption — the same question always arises: **Is this covered by my insur...
1/5/2026
When the insurer stops responding and your claim is stuck: how to unblock a stalled claim
## When the Insurance Company or the Consortium Stops Responding: Blocked Files, Missing Experts, and What You Can Do You report the claim. You subm...
1/2/2026
Late payment interest in insurance: when you can claim It
# Late Payment Interest on Insurance: When You Can Claim It and Why Almost No One Does When a claim is filed and the insurance company accepts the co...
1/2/2026
What happens if what is stated in your policy does not match the Land Registry?
You have a house. You insure it. You pay your policy every year. And, like many people, you think, ‘I'm covered.’ Until disaster strikes. And then y...
11/13/2025
Community insurance: common mistakes that reduce compensation
### Introduction When a loss occurs in a homeowners’ association — a flood, storm damage or a fire — many owners realise they do not clearly understan...
8/14/2025
Water damage claims: what you need to know
A leak in the wall, a burst pipe, the bathroom ceiling from the neighbour’s flat collapsing… Water damage is one of the most common reasons for home...
5/21/2025
What Tolerance Does the Consorcio of Compensation Apply to Underinsurance?
You sign up for an insurance policy, pay your premiums, and believe that you’ll be protected against whatever comes. Then a catastrophic event happens...
4/7/2025
The Payouts Your Insurer or the Consortium May Not Pay You (If You Don’t Claim Properly)
Have you suffered a loss and your insurer won’t pay the full amount? Has the Spanish Insurance Compensation Consortium (CCS) rejected or delayed your ...
4/3/2025
DANA events and the insurance compensation scheme: how to claim and avoid compensation errors
After a DANA or severe flooding event, many policyholders assume that compensation will be automatic. In reality, many claims are undervalued, closed ...
1/24/2025