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Natural disasters in Spain: how the insurance compensation consortium works
When a major natural disaster occurs — a DANA, an earthquake, or a volcanic eruption — the same question always arises: **Is this covered by my insur...
1/5/2026
Insurance claim denials: real cases and how they can be overturned
When an insurance company denies a claim, the message is usually clear and seemingly final: “Not covered”, “does not apply”, “the policy does not incl...
12/5/2025
Underinsurance in commercial premises: common mistakes and how to prevent them
You insure your business, pay your premium every year, and think that if something happens, you'll be covered. But then a fire, flood or burglary occ...
11/20/2025
Loss of profit: the loss of profits of a business after a loss
When a serious loss occurs — a fire, a flood or a DANA event — the problem does not end when the flames are extinguished or the water recedes. In many...
9/11/2025
Water damage claims: what you need to know
A leak in the wall, a burst pipe, the bathroom ceiling from the neighbour’s flat collapsing… Water damage is one of the most common reasons for home...
5/21/2025
How to Claim Home Damages from Your Insurer
Have you had a leak, a burst pipe, or flooding at home? Has your ceiling, appliances, or furniture been damaged by an unexpected incident? If you have...
4/8/2025
What Tolerance Does the Consorcio of Compensation Apply to Underinsurance?
You sign up for an insurance policy, pay your premiums, and believe that you’ll be protected against whatever comes. Then a catastrophic event happens...
4/7/2025
DANA events and the insurance compensation scheme: how to claim and avoid compensation errors
After a DANA or severe flooding event, many policyholders assume that compensation will be automatic. In reality, many claims are undervalued, closed ...
1/24/2025
Business damage: how to claim insurance for financial losses
Losing your business operations due to a natural disaster — like the DANA — is something hard to imagine until you’ve lived through it. In a matter of...
11/17/2024
DANA and flooding: how to correctly file a claim with your insurer and the Insurance Compensation Consortium
When a DANA event or severe flooding occurs, many policyholders discover that making a claim is not as simple as reporting the loss and waiting. Error...
10/30/2024