Blog
Tips, trends, and real talk. Stay in the loop with fresh updates on everything insurance.
How to Correctly Calculate the Reconstruction Value of a Home or Business Property
You buy a house, or open a business. You get insurance, choose an insured value… and that’s it. Or is it? Because very often, what you’ve insured is ...
10/7/2025
What Tolerance Does the Consorcio of Compensation Apply to Underinsurance?
You sign up for an insurance policy, pay your premiums, and believe that you’ll be protected against whatever comes. Then a catastrophic event happens...
10/9/2025
The Hidden Costs of Water Damage – What Your Insurance Might Not Cover
Imagine this: one day your house is full of water after a storm or a burst pipe. You clean everything, call the insurer, and an adjuster comes to chec...
11/26/2024
When and Why You Need an Advocate in Your Insurance Claim
Insurance claims can be a frustrating, exhausting process, especially when insurers drag their feet, give vague answers, or outright avoid responding....
11/18/2024
The Purple Room
### Cheap Turns Out Expensive You might say this phrase is wrong, an exaggeration, or something only people with lots of money would say. But let me ...
10/18/2024
Is a Cheap Insurance Policy Really a Good Investment?
Don’t be fooled! Maybe you’ve thought: “Better to get a cheap policy and save a few euros every month.” But what happens when a problem comes up and y...
1/13/2025
How Does Underinsurance Affect Your Claims?
You've paid for your insurance. You have coverage. And yet, when a claim arises, you’re faced with a payout far below what you expected. The reason? O...
5/27/2025
The Importance of Documentation in Insurance Claims
When an incident occurs, time starts ticking — and stress can work against you. Between calls, repairs, and paperwork, many policyholders make mistake...
4/30/2025
Steps for SMEs to Manage Successful Insurance Claims
A water leak in your shop, a burglary in your office, or a storm flooding your warehouse. Unexpected events happen, and when they do, small and medium...
4/15/2025
Insured Capital vs. Real Value: The Mistake That Could Cost You Thousands of Euros
### Taking Out Insurance Doesn't Always Mean You're Protected One of the most common—and dangerous—mistakes is insuring for less than the real value,...
6/4/2025
Water Damage Claims: What You Need to Know
A leak in the wall, a broken pipe, your neighbor’s bathroom ceiling collapsing... Water damage is one of the most frequent home insurance claims — and...
5/21/2025
What to Do If Your Insurer Rejects Your Claim?
Getting a “no” from your insurer when you need it most can be frustrating and disheartening. After paying your premiums for years, you expect your ins...
4/21/2025
Effective Solutions for Post-Fire Damage Mitigation: Ozone Machine & Dehumidifier
Experiencing a fire at home or in your business is something no one wants to go through. But when it happens, you’re left with a nightmare scene: smok...
12/16/2024
Common Mistakes When Dealing with an Insurance Adjuster
When you file a claim, the adjuster may seem like the “voice of truth” sent by the insurer. But here’s the reality: they are not always on your side. ...
12/10/2024
The Emotional and Financial Difficulty of Claiming Home Losses
Imagine coming home after a long day at work, only to find chaos: a burst pipe, a fire, or something that has left your house in ruins. At first, you ...
11/28/2024
Has Your Business Suffered Damage? The Odyssey of Filing an Insurance Claim for Financial Loss
Losing your business operations due to a natural disaster — like the DANA — is something hard to imagine until you’ve lived through it. In a matter of...
11/17/2024
My Insurer Won’t Answer My Calls — Is Everything Lost?
Tell me if this sounds familiar: When you were signing your insurance policy, everything was smiles. Your broker told you that all the paperwork was ...
11/15/2024
3 Common Mistakes You Make When Filing an Insurance Claim
Nothing is more frustrating than paying your insurance premium every month, only for your insurer to wash their hands when something goes wrong. Feel...
10/13/2024
They Steal Your Time and Money — and You Didn’t Even Know!
### What’s More Valuable: Your Time or Your Money? When you file an insurance claim, you think money is everything — but here’s why your time is actu...
10/4/2024
Business Interruption Insurance: How It Protects Your Business
When an unexpected event affects your business — fire, flood, or structural failure — the financial consequences can be devastating. It’s not just abo...
1/15/2025
What to Do If Your Insurance Claim Is Rejected
You report your claim, follow all the steps, and wait for your payment… only to receive a letter saying your claim has been denied. That same insurer ...
12/9/2024
Why MataSeguros Was Born
### MataSeguros Was Born from a Frustration Many People Share The difficulty of obtaining fair compensation from insurers. After several personal and...
9/17/2024
MataSeguros Services for the Agricultural Sector
### This Is the Harsh Reality for Many Farmers: Wake up at 5 a.m. (sometimes even earlier). Work from sunrise to sunset. Sleep. Repeat. ### The Land...
10/1/2024
Fires in Spain: What No One Tells You Until It’s Too Late
### Fires. Once Again. Once again Galicia, once again León, once again thousands of hectares reduced to ashes. Once again families evacuated with not...
1/1/1970
Uninhabitability in Homes: What It Is, When You Can Claim, and How to Do It Successfully
When a loss occurs at home, the consequences are not always limited to property damage. Sometimes the home becomes so damaged that living in it is imp...
4/1/2025
The Payouts Your Insurer or the Consortium May Not Pay You (If You Don’t Claim Properly)
Have you suffered a loss and your insurer won’t pay the full amount? Has the Spanish Insurance Compensation Consortium (CCS) rejected or delayed your ...
4/3/2025
How to speed up the claims process with your insurance company
# How to Speed Up Your Insurance Claim You have an accident. You report it to the insurance company. And then the waiting begins. Days, weeks... even...
5/13/2025
How to Claim Home Damages from Your Insurer
Have you had a leak, a burst pipe, or flooding at home? Has your ceiling, appliances, or furniture been damaged by an unexpected incident? If you have...
4/8/2025
Business Interruption (Loss of Profit): What It Is and How to Successfully Claim Compensation
Imagine this: Your business is running smoothly, customers are coming in, sales are solid, and your livelihood depends on it. Suddenly, boom — somethi...
2/25/2025
The Emotional and Financial Challenge of Claiming Home Losses
The first difficulty we face when filing a home insurance claim is understanding the policy. Many policies are written in language that is anything bu...
11/16/2024
Why Did the Adjuster Give a Low Estimate — and How to Claim a Fair Settlement?
When you experience a loss, the last thing you need is to feel betrayed by the insurer you trusted. But there you are, reading the adjuster’s report, ...
11/20/2024
Record Profits for Insurers: A Disgrace
It’s no secret that insurers are lining their pockets — but in recent years, their profits have skyrocketed like never before. In theory, these compa...
11/1/2024
Contents, Machinery and Stock: How to Properly Insure Your Business
You run a business. A shop, a restaurant, an office, a warehouse. Inside, you have much more than walls: machinery, furniture, tech, inventory, produc...
9/26/2025
What Is the Proportional Rule and When Does It Apply in Insurance?
You suffer a loss. A fire, a flood, an explosion. The good news: you’re insured. The bad news: your insurer says your compensation will be much lowe...
9/24/2025